401 Saint Michaels Way, Rockwall

Available

Nestled on 1.5 private acres in the gated community of St. Michaels Estates, this custom home offers the perfect combination of space, privacy, and comfort. All three bedrooms are conveniently located on the main level, along with 2.5 bathrooms, a dedicated home office, and a beautiful all-season porch. Upstairs, you'll find a large bonus room with a full bathroom, offering the flexibility to use the space as a fourth bedroom, media room, game room, second office, or private guest suite. The open-concept layout is designed for both everyday living and entertaining, with spacious living and dining areas filled with natural light. Large windows showcase peaceful views of the property, while the all-season porch provides the perfect place to relax year-round. The private primary suite offers a quiet retreat, and the additional downstairs bedrooms provide plenty of space for family and guests. Outside, the 1.5-acre lot offers endless possibilities—whether you dream of adding a pool, creating an outdoor entertaining space, or simply enjoying the privacy and open space. A brand-new roof installed in 2026 adds even more value and peace of mind. If you're looking for a custom home with flexible living spaces in one of Rockwall's most sought-after private neighborhoods, this home is a must-see.

Living in Rockwall County, Texas

Rockwall County is one of the most desirable areas in North Texas, offering a balance of peaceful suburban living and quick access to Dallas. Known for its top-rated schools, beautiful neighborhoods, and strong local economy, it’s a popular choice for buyers looking for long-term value. Residents enjoy lakefront dining, outdoor recreation on Lake Ray Hubbard, and a close-knit community atmosphere. If you're considering a move, explore available homes in Rockwall here:
👉 https://www.the-mccoy-group.com/rockwall-tx-real-estate

 

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Conventional Loan Mortgage Insurance

For conventional loans, PMI is estimated when the down payment is under 20% and adjusted by the credit score range and down payment entered.

PMI = (Base Loan Amount × Credit Score PMI Factor × Down Payment Adjustment) ÷ 12
Taxes are estimated from the home price and tax rate. Hazard insurance is estimated using the annual amount entered. Conventional PMI adjusts based on down payment and credit score range.
This calculator provides estimates only and does not include every possible fee or lender-specific cost. Property taxes are estimated using the home price and tax rate entered. Hazard insurance is estimated using the annual dollar amount entered. Conventional PMI estimates are simplified and may vary based on credit score, loan-to-value, lender, insurer, debt-to-income ratio, occupancy, loan program, and other borrower qualifications. FHA MIP and VA funding fee assumptions are simplified estimates for planning purposes only. Actual loan terms, insurance, funding fees, mortgage insurance, taxes, HOA dues, and closing costs may vary.